Annual Credit Report
Federal Law requires that each of the three credit bureau companies provide you with a free annual credit report. I recommend that you request one free report once every four months. This will allow you to monitor your credit report during the year – not just once every 12 months.
There is only one authorized web site to request this information. If you use any site but the one listed below, you are probably signing up for a monthly monitoring fee or it’s a scam web site set up just to steal you personal data.
Or you can request your annual credit report by mail:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
Do Not Call Registry
If you are tired of all those annoying sales calls and you want to eliminate 90% of them, you need to register your phone number on the do not call registry. You must call from the number you desire to register if you are using the toll free number: 888-383-1222
Or you can sign up on the web at www.donotcall.gov
Opt Out of Pre-Approved Credit Card Mailing
If you are tired of receiving “You Are Pre-Approved” credit card mailings you can opt out by calling 888-5-opt-out (888-567-8688) or visiting www.optoutprescreen.com
Federal Trade Commission Web Site
Here is a great web site full of information on identity theft sponsored by the government.
Numerous other helpful web sites, addresses and phone numbers are provided in Ethan’s book on Identity Theft. To order a copy click here and you will be taken to our resource home page.